Middle Class Millionaire: Advisor Conversations with John Choi, CFP®

The Hidden Medicare Penalty You Might Be Paying

John Choi

Think Medicare is free once you hit 65? Not quite. If your income’s too high, there’s a hidden surcharge that can quietly shrink your Social Security check by thousands a year. It’s called IRMAA. And most people don’t see it coming. Let’s break down who’s impacted and how to avoid it.

WAYS TO CONNECT:

Website: https://www.johnchoi.net/

Phone: 847-247-0850

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